Disclaimer and Terms of Use Agreement

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The author(s) and publisher of this product and the accompanying materials have used their best efforts in preparing this product. The author(s) and publisher make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of this product. The information contained in this product is strictly for educational purposes. Therefore, if you wish to apply ideas contained in this product, you are taking full responsibility for your actions.

The author(s) and publisher disclaim any warranties (express or implied), merchantability, or fitness for any particular purpose. The author(s) and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental, or other consequential damages arising directly or indirectly from any use of this material, which is provided "as is" and without warranties.

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